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PT BBX DIGITAL TEKNOLOGI

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•	Apa itu BBX Fintech ?
-	BBX Fintech adalah perusahaan Peer to Peer Fintech Lending Indonesia, menghubungkan Pemberi Pinjaman dan Penerima Pinjaman dalam sebuah platform online untuk saling memenuhi kebutuhan finansial. Dengan mengubah sistem tradisional menjadi akses keuangan yang lebih mudah dan terjangkau, BBX Fintech mempermudah Penerima Pinjaman untuk mewujudkan tujuan finansialnya dan membuat pendanaan lebih bermanfaat bagi para Pemberi Pinjaman.
•	Mengapa harus memilih BBX Fintech ?
-	BBX Fintech didirikan dan dikelola oleh personel-personel yang berpengalaman dibidang keuangan dan menjalankan kegiatan usahanya berdasarkan Peraturan Otoritas Jasa Keuangan (POJK) No. 77/POJK.01/2016 serta telah resmi terdaftar pada OJK dengan Surat Tanda Terdaftar Nomor S -722/NB.213/2019.
-	BBX Fintech juga telah tergabung dalam Asosiasi Fintech Pendanaan Bersama Indonesia (AFPI).
 
•	Layanan Kami
-	Pendana
1.	Periode Pendanaan 3 hingga 12 bulan
2.	Minimal pendanaan Rp. 1.000.000,-
3.	Bunga pendanaan 12% hingga 15% p.a
4.	Usia Pendana minimal 21 tahun.
 
-	Pinjaman 
1.	Periode Pinjaman 3 (tiga) dan 6 (enam) bulan
2.	Nominal Pinjaman Rp. 1.000.000,- hingga Rp. 6.000.000,- 
3.	Bunga Pinjaman 5% (lima persen) / bulan
4.	Biaya Admin Rp. 75.000,- sampai dengan Rp. 450.000,-
5.	Biaya Provisi 2%
6.	Biaya Layanan 5.5%
7.	Usia Peminjam 21 sampai 64 tahun
8.	Simulasi Pinjaman
a.	Pinjaman Pokok Rp. 1.000.000,-
b.	Tenor 3 bulan
c.	Potongan biaya
-	Biaya Admin Rp. 75.000,-
-	Biaya Provisi Rp. 20.000,-
-	Biaya Asuransi Rp. 55.000,-
d.	Jumlah Terima (setelah potongan biaya) Rp. 850.000,-
e.	Cicilan / bulan Rp. 383.333,-
•	Bagaimana menggunakan Layanan BBX Fintech ? 
1.	Download aplikasi BBX Fintech dari Google Play Strore
2.	Daftar/Log in Pengguna
3.	Validasi Alamat E-mail.
4.	Aktivasi akun dengan memasukan security text.
5.	Pengisian Profile Peminjam
6.	Verifikasi Data Peminjam melalui pihak ketiga (Privy ID)
7.	Jika data valid, Akun Privy ID & passwordnya akan dikirimkan melalui email yg didaftarkan
8.	Peminjam dapat mengajukan pinjaman jika Akun PRIVY tersebut sudah terkirim.
9.	Pinjaman akan diproses oleh pihak BBX Fintech.
10.	Pendana dapat mendanai pinjaman yang sudah divalidasi BBX Fintech.
11.	Jika pendanaan pinjaman sudah terpenuhi, pinjaman siap untuk disalurkan ke peminjam.
•	Pembayaran Pinjaman 
-	BBX Fintech akan memberikan Anda Virtual Account Bank BNI guna pembayaran cicilan pinjaman. 
-	Anda dapat melakukan pembayaran cicilan melalui Bank BNI, ATM Bersama, Bank Lain dan e-Wallet.
•	New Feature BBX Robo
BBX Robo adalah Fitur yang memudahkan Lender dalam mendanai pinjaman di BBX Fintech.
Keunggulan:
1. Menggunakan machine learning & credit scoring otomatis untuk meminimalkan risiko.
2. Dana Pokok Dijamin 100% dengan perlindungan asuransi
3. Imbal hasil sampai dengan 15% p.a
4. Tersedia tenor sampai dengan 12 bulan.
Cara Mendanai:
1. Top Up RDL BNI anda
2. Pilih Fitur Market -> Klik Fitur BBX Robo
3. Pilih Menu Pendanaan
4. Pilih Tenor dan nominal pendanaan
5. Klik Danai. 
•	Kontak Kami 
-	Alamat 		: Mayapada Tower 1 Lt 11, Jl. Jend Sudirman Kav. 28, Jakarta Selatan
-	Website 		: https://bbxfintech.co.id/
-	Costumer Service (09.00 - 16.00)
a.	Telepon 		: 021-521-4266
b.	WhatsApp		: 081-806-762-762
c.	Email 			: customer.service@bbxfintech.co.id

BBX Fintech - Fast online loan application with low interest & fees.
• What is BBX Fintech?
- BBX Fintech is an Indonesian Peer to Peer Fintech Lending company, connecting Lenders and Loan Recipients in an online platform to meet mutual financial needs. By changing the traditional system into easier and more affordable financial access, BBX Fintech makes it easier for Loan Recipients to realize their financial goals and make funding more useful for Lenders.

• Why choose BBX Fintech?
- BBX Fintech was founded and managed by personnel who are experienced in finance and carry out their business activities based on Financial Services Authority Regulation (POJK) No. 77 / POJK.01 / 2016 and has been officially registered with OJK with Registration Certificate Number S -722 / NB.213 / 2019.
- BBX Fintech has also joined the Indonesian Joint Funding Fintech Association (AFPI).

• Our service
- Lender
1. Funding Period of 3 to 12 months
2. Minimum funding of Rp. 1,000,000, -
3. Funding interest 12% to 15% p.a
4. The minimum age of the Lender is 21 years.

- Loan
1. Loan period of 3 (three) and 6 (six) months
2. Loan nominal Rp. 1,000,000, - to Rp. 6,000,000, -
3. Loan interest is 5% (five percent) / month
4. Admin Fee Rp. 75,000, - up to Rp. 450,000, -
5. 2% Provision Fee
6. 5.5% Service Fee
7. Borrower age 21 to 64 years
8. Loan Simulation
a. Principal Loan Rp. 1,000,000, -
b. Tenor of 3 months
c. Cost cut
- Admin fee Rp. 75,000, -
- Provision fee of Rp. 20,000, -
- Insurance fee of Rp. 55,000, -
d. Received amount (after deduction) Rp. 850,000, -
e. Installment / month Rp. 383,333, -

• How to use the BBX Fintech Service?
1. Download the BBX Fintech application from the Google Play Store
2. Register / Log in Users
3. Validate the E-mail Address.
4. Activate the account by entering the security text.
5. Filling in Borrower Profile
6. Verification of Borrower Data through a third party (Privy ID)
7. If the data is valid, the Privy ID and password will be sent via the registered email
8. The borrower can apply for a loan if the PRIVY account has been sent.
9. The loan will be processed by BBX Fintech.
10. Lenders can fund loans that have been validated by BBX Fintech.
11. If the loan funding has been fulfilled, the loan is ready to be distributed to the borrower.

• Loan payments
- BBX Fintech will give you a BNI Bank Virtual Account for loan repayments.
- You can make installment payments through BNI Bank, ATM Bersama, Other Banks and e-Wallet.

• New Feature BBX Robo
BBX Robo is a feature that makes it easier for lenders to fund loans at BBX Fintech.

Advantages:
1. Using automatic machine learning & credit scoring to minimize risk.
2. 100% Guaranteed Principal Fund with insurance protection
3. Yield up to 15% p.a
4. There is a tenor of up to 12 months.

How To Fund:
1. Top Up your BNI RDL
2. Select Market Features -> Click BBX Robo Features
3. Select the Funding Menu
4. Select tenor and funding amount
5. Click Fund.

• Contact us
- Address: Mayapada Tower 1 Lt 11, Jl. Jend Sudirman Kav. 28, South Jakarta
- Website: https://bbxfintech.co.id/
- Customer Service (09.00 - 16.00)
a. Phone: 021-521-4266
b. WhatsApp: 081-806-762-762
c. Email: customer.service@bbxfintech.co.id


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